Retirement Calculator

Retirement Calculator: Free Estimate of How Much You Need

Current age:

30

Annual pre-tax income ($$): ℹ️ Your total yearly income before taxes are deducted.

Current retirement savings ($$): ℹ️ The total amount you've already saved for retirement.

Monthly contribution ($$): ℹ️ How much you plan to save each month for retirement.

Percentage of income saved:

Monthly budget in retirement ($$): ℹ️ How much you expect to spend each month during retirement.

70% of pre-retirement income:

Other retirement income (optional) ($): ℹ️ Any additional monthly income you expect in retirement, such as rental income or part-time work.

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Retirement age:

67

Life expectancy:

95

Pre-retirement rate of return (%): ℹ️ The expected annual return on your investments before retirement.

Post-retirement rate of return (%): ℹ️ The expected annual return on your investments during retirement.

Inflation rate (%): ℹ️ The expected annual increase in the cost of goods and services.

Annual income increase (%): ℹ️ The expected annual increase in your income before retirement.

🍺 Brewery Tip: A common rule is to budget for at least 70% of your pre-retirement income during retirement. This assumes some of your expenses will disappear in retirement and 70% will be enough to cover essentials. Remember, that's a general guideline, and your needs may vary.

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